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If you are experiencing a mental health crisis, please reach out to the National Suicide & Crisis Lifeline by dialing 988.
To make school-based mental health support available to all students, ESU #3 School Mental Health Services uses a combination of health insurance billing and federal grant funding. This approach ensures that every student can access the care they need, regardless of their family’s financial situation.
Important Note: Families are never charged out-of-pocket costs for services.
Our program is currently supported by the GLOW Program, a 5-year grant awarded by the U.S. Department of Education (Award #S184H240055). This funding has allowed us to expand our team and services that support our districts.
We do bill insurance when possible. Billing insurance allows us to sustain the program and continue providing services at no cost to families, ensuring that all students in our member districts can access school-based mental health support.
Please see additional details below for more information on appointments, billing, insurance, and your rights under the No Surprises Act.
Your Family's Cost & Coverage
For transparency, the standard rates for our services before insurance or grant coverage are as follows:
Initial Intake Appointment: $230.00
30 Minute Psychotherapy Appointment: $150.00
45 Minute Psychotherapy Appointment: $180.00
60 Minute Psychotherapy Appointment: $205.00
These rates represent the amounts that would be billed to insurance or covered by federal grant funding. Families are not charged out-of-pocket costs for these services.
Why Bill Insurance?
Why Bill Insurance?
To make school-based mental health services available to all students, ESU #3 bills insurance when possible. Billing insurance allows us to sustain the program, expand services, and continue providing care at no cost to families.
Our Process:
If your child has insurance coverage, we will bill that insurance first. At this time, we submit claims for all students with active coverage. If a provider is not credentialed with your family's insurance, or if the insurance does not fully cover the services (co-pays or co-insurance), federal grant funding covers any remaining costs.
For students who do not have insurance, the full cost of services is also covered by federal grant funding. Families are never asked to pay out-of-pocket, ensuring that all students have access to the mental health support they need without financial barriers.
What Happens If You Receive a Statement or Explanation of Benefits
Some families may receive a statement from their insurance provider, often called an Explanation of Benefits (EOB). This document shows what services were billed, what the insurance covered, and any remaining balance.
Important: Even if you receive an EOB, families are NOT responsible for any out-of-pocket costs. Any amounts not covered by insurance are paid in full through federal grant funding, so your child's services remain free of charge.
Receiving an EOB is a normal part of insurance processing and is provided for transparency and record-keeping purposes. You do NOT need to take any action unless you have questions about the services listed, in which case your child's therapist or our office can help explain it.
No Surprises Act Information
In compliance with the No Surprises Act, all families have a right to know their costs in advance.
The No Surprises Act aims to protect clients from unexpected medical bills. Prior to the No Surprises Act, someone who had health insurance but received care from an out of network provider or facility could receive a "surprise bill."
As of January 1st 2022, healthcare providers are required to offer "Good Faith Estimates" for those who do not have health insurance. A Good Faith Estimate shows the list of expected charges from your provider.
Since our services are currently fully federally funded, there are no out-of-pocket costs for families.
To learn more visit: https://www.cms.gov/nosurprises/consumers/understanding-costs-in-advance
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